ViewSonic VB730 User Manual Page 15

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   JANUARY 
COVER STORY smart phones
by more than $20 a month. At Verizon, for
one, the price of 1GB of data a month, the
minimum required by most smart-phone
customers, has shot up to $50. Previously,
Verizon charged $30 for 2GB and before
that $30 for an unlimited 3G data plan.
You might still see so-called unlimited
plans advertised, but of the four major
carriers, only Sprint offers truly unlimited
data plans. AT&T, T-Mobile, and Verizon
all reduce the download speed under cer-
tain circumstances on grandfathered and
new “unlimited” plans—when you reach
a data cap, for instance, or when the net-
work is busy—a practice known as throt-
tling. It’s usually allowed by the fine print
in your service contract.
Data becomes shareable. Because
they’ve all but ended truly unlimited data
service, AT&T and Verizon now let custom-
ers share “buckets” of metered data among
multiple family members and devices.
ey’ve also moved more toward making
voice and messaging unlimited, and
seemingly free, in those shared data
plans. In reality, though, you pay for both
through a per-device access fee of $40 (Ve-
rizon) or $30 to $45 (AT&T) per smart phone
per month. You can add devices other
than phones to the plans, at access fees of
$20 per laptop and $10 per tablet.
Overage alerts are now in place. When
users exceed their data, voice, or texting
limits, carriers impose overage charges
that can result in shockingly high cellular
bills. is year, after prodding by the Fed-
eral Communications Commission and
Consumers Union, the advocacy arm of
Consumer Reports, CTIA-e Wireless As-
sociation agreed that its member carriers
will warn customers via e-mail and text
before and after they hit their limits.
But you should still be mindful of your
limits and react by reducing usage or
switching to a higher monthly bucket of
voice minutes, data, or messages. ir-
teen percent of our readers surveyed last
September who switched from unlimited
to limited data plans said they were hit
with overage fees at least once. Our 2010
survey found that more than half of those
who went over their voice, text, or data
limits incurred penalties of at least $50.
1 How to save
e plan you pick and the cell-phone re-
tailer you choose are likely to affect your
cost of owning a particular phone far more
than the price of the phone itself.
Haggle for the phone. Most shoppers
don’t think to negotiate for a lower cell-
phone price, but 17 percent of our cell-
phone-buying survey respondents took a
shot. Of that group, more than one in four
succeeded. e median discount won was
$54, but a handful of hagglers knocked
$100 or more off the price.
Consider a prepaid phone plan. A no-
contract plan is now worth serious consid-
eration. Phones are better, reader
satisfaction with prepaid service is rela-
tively high, and service costs are lower.
You can pay $250 more to buy the same
phone from a no-contract carrier vs. a
major provider, because the no-contract
carrier can’t be assured of recovering
some of the phone’s subsidized discount
price through a two-year contract term.
You can now get
hot new phones
even from some
prepaid carriers.
Protect the data on your phone
In a recent survey, half of C
R readers who own a cell phone told us
they use their phones in ways that put their
passwords, account numbers, and other
sensitive information at risk. Yet one out of
three of them didnt take any steps to protect
themselves. If they were to lose their phone,
strangers could pore through
their data, send malicious
texts or email that seem to
be from them, and order
merchandise from accounts
theyve set up. Here’s how to
minimize your risk:
Lock your phone
1 Consider using a personal
identification number or
password on your phone so
that others wont be able
to browse your life history
or embark on an online
spending spree. That tactic requires you to
balance security and convenience, because
you’ll have to enter a code every time your
phone screen locks. To minimize the hassle, you
could set a fairly long interval before your phone
times out, say,  minutes.
1 Install an app that can locate a phone and
remotely lock it or even erase its data.
Options include Find My iPhone free on
iTunes and Lookout for Androidbased
phones free at Google Play. The Lookout app
can back up your data. Other free backup
services are the iCloud for iPhones and, for
Android phones, Google Cloud Storage,
Verizon’s Backup Assistant,
and AT&T’s Mobile Backup.
For Windows Phone devices,
use SkyDrive.
Keep apps in check
Many consumers realize
there are at least some
inherent risks in
downloading apps to a
phone but don’t understand
the extent to which they
compromise privacy,
according to a nationally
representative survey
conducted recently by the Consumer Reports
National Research Center.
Eightyone percent of respondents
recognized that appseven from reputable,
wellknown companiescan access
personal information stored on a phone
and share it with others. But almost
 percent of those surveyed believed
sharing data was illegal unless the phone’s
owner explicitly agreed to that. And
 percent thought it was illegal for an app
maker with a privacy policy to share the
user’s personal information with other
companies. In fact, there are no legal
protections against sharing this information.
But threequarters of survey respondents did
realize that app markets, including Apple’s
App Store and Google Play, don’t prevent app
developers from sharing their information.
With smartphone apps from any source:
1 See what permissions you’ve granted
installed apps under Settings/Apps for
Android phones and Settings/Privacy
for iPhones. Uninstall any that are too nosy.
1 Before downloading an app, scrutinize the
permissions it requests. Reject any that want
to do something suspicious, such as tracking
your location if that seems unnecessary.
Don’t get personal
When going online, be careful about
disclosing personal information. Before
selling or discarding a phone, wipe out your
data by resetting the phone to the factory
default. And remove SIM cards and memory
cards, if applicable.
   JANUARY 
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